
DUBLIN, Ireland and JOHANNESBURG, South Africa, 30 July 2026 — Extra360 and Halo Dot today announced a strategic partnership, giving banks and acquirers internationally a loyalty-enabled payment offering they can bring to their merchant networks. This solution embeds loyalty, customer engagement, and intelligence directly into the point-of-sale journey.
The joint solution combines Halo Dot's secure and scalable SoftPOS technology with Extra360's loyalty and engagement capabilities, giving acquirers an intelligent, loyalty-enabled POS offering to deploy across their merchant base. Transactions, rewards, customer engagement, and merchant insights are unified within a single experience.
For banks and acquirers, competing on payment acceptance alone is no longer enough. Their merchants increasingly expect practical tools. These tools should help them recognise customers, build retention, strengthen loyalty, and grow revenue, without adding operational complexity.
Through the Extra360 and Halo Dot partnership, acquirers can equip their merchants to:
• Turn any bank card into a loyalty identifier
• Recognise and reward customers instantly during payment
• Deliver real-time offers, points, discounts, and coupons
• Launch SKU / product- and segment-based campaigns directly at checkout
• Support loyalty redemption and multiple payment methods within a single transaction
• Access customer, campaign, and business insights traditionally available only to larger retailers
• Increase customer retention, purchase frequency, and lifetime value
The solution enables acquirers to help their merchants serve existing loyalty members instantly. At the same time, merchants can enrol new customers directly within the payment flow. This creates a seamless experience for merchants and their customers alike.
Merchants' customers can sign up using their everyday bank card or mobile number. From there, they automatically receive personalised offers, redeem points or coupons, and complete payment, all without leaving the transaction journey.
Behind the scenes, transaction reporting is synchronised in real time, giving acquirers a single, unified merchant environment they can offer at scale.
By embedding loyalty directly into the payment flow itself, the partnership removes the setup and integration barriers that have historically kept sophisticated loyalty programmes out of reach for smaller merchants.
The partnership reflects a shared vision between Extra360 and Halo Dot: helping acquirers turn their merchant networks into a competitive advantage, not just a payments book.
For acquirers, that means stronger merchant retention, new revenue streams from value-added services, and a clearer path to growing wallet share across their portfolios.
"At Extra360, we believe every payment interaction should create value beyond the transaction itself. Through our partnership with Halo Dot, we are enabling merchants to seamlessly connect payments, loyalty, rewards, and customer engagement within a single experience. Together, we help businesses increase customer retention, drive repeat spending, and build deeper customer relationships, while keeping the experience simple for both merchants and consumers."
Levent Eryigit, Co-founder & Co-CEO, Extra360
"At Halo Dot, we're committed to helping our partners deliver secure, scalable, and innovative payment experiences that create real value for merchants. By partnering with Extra360, we're enabling a new generation of loyalty-enabled payment experiences that bring customer engagement and payments closer together. We believe this creates a compelling opportunity for SMBs and Enterprises to build stronger customer relationships while simplifying how they manage and grow their business."
Gareth Corbishley, Managing Director, Halo Dot
Extra360 is a global technology company delivering loyalty, customer engagement, digital wallets, customer data, and intelligence through payments-native experiences. Its API-first platform unifies customer identity, transaction data, rewards, offers, engagement journeys, and analytics within a connected ecosystem. This ecosystem spans in-store, mobile, and online payment experiences.
Extra360 is trusted by leading organisations across fuel, convenience, healthcare, retail, and financial services. It helps businesses identify, engage, reward, and retain customers, while increasing retention, purchase frequency, basket size, revenue, and customer lifetime value.
Halo Dot is a provider of certified, Enterprise Grade SoftPOS payment solutions. These solutions turn compatible mobile devices into secure, PCI MPoC certified payment terminals. As part of the JSE-listed Araxi Group, Halo Dot serves merchant acquirers, ISOs, PSPs, and large merchants across financial services, retail, and logistics to name a few.
Halo Dot pairs a simple, developer-friendly integration experience with security and compliance to the most rigorous standards, accelerating smarter payments for partners and merchants of every size.
Extra360 hello@extra360.io
Halo Dot media@halodot.io