Seamless, Speedy and Secure: The Lowdown on Halo Dot

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Craig Leppan
Small business owner accepts payment on a mobile device, illustrating the convenience of the innovative technology.

n today's fast-paced world, ease and speed are desired and expected, with our impatience growing stronger each day. This isn't due to a sense of entitlement but rather a result of continuous evolution and innovation. This is particularly true for secure payment processing, where advancements are constantly being made to meet these high expectations.

Halo Dot is a revolutionary ‘game-changer, sale maker’ that enhances the accessibility, speed, and security of contactless card payments. Leveraging advanced technology ensures secure payment processing, making transactions smoother and more reliable than ever before.

Craig Leppan and Pierre Aurel recently sat down with Matt Brown to discuss Halo Dot’s purpose and how it is the future of seamless cardless payments. Here is the Halo Dot lowdown.

What is Halo Dot trying to achieve? What is its objective?

Just as we now use our mobile phones to take photos and perform calculations, Halo Dot is transforming the landscape of secure payment processing. The cumbersome payment speedpoint terminals we're familiar with have been streamlined and digitised, now conveniently integrated into our phones. This innovation is setting a new standard for secure payments, making transactions faster and more efficient.

Traditional speedpoints are expensive and have a complicated onboarding process. For small businesses, this system is a hindrance to success. Halo Dot removes this barrier by offering Tap on Phone technology. This allows more players to be paid faster and with secure payment processing.

Imagine you’re a small business owner with the opportunity to sell your products at a market. Instead of scrambling for a speedpoint or dealing with the inconvenience of cash, you can download the secure payments app and start accepting secure payments.

Is Halo Dot secure for secure payment processing?

In short, yes. The sole purpose of Halo Dot is to secure that card transaction. You have all the security capabilities of terminal hardware, but it now sits on your phone. You also have access to extensive software that you can build on to that foundational hardware for more robust security.

When you tap to pay, the payment details are captured on a separate device, making it significantly harder for a hacker to intercept or crack. The secure payment processing software embedded in the Halo Dot app works in tandem with your device's security features, such as Keystore, which generates strong encryption keys for hardware.

It's crucial to remember that security requires ongoing maintenance. Halo Dot consistently enhances its layers and security mechanisms to safeguard the software and ensure secure payment processing.

Isn't Halo Dot just like Apple Pay?

We understand the confusion, but Halo Dot differs greatly from Apple Pay. While Apple Pay is on the issuing side, Halo Dot is on the acceptance side. The similarity is that both apps use the same technology - the NFC (near field communication) reader on the device is the same type of technology Halo Dot uses to accept card payments. Put, Halo Dot is taking the payment from Apple Pay. It's the same technology, but with different purposes. Halo Dot ensures secure payment processing, making it a reliable choice for secure payments.

Halo Dot has created an inclusive world of possibilities for quick, easy, and secure payments. This innovation particularly benefits SMMEs and their consumers, offering a seamless and secure payment processing experience.

The app is available on Android, with iOS soon to come. Need to know more? Let’s chat.